15CP54T: Banking Law and Practice CP 5th Sem Syllabus for Diploma DTE Karnataka C15 Scheme

Banking Law and Practice detail DTE Kar Diploma syllabus for Commercial Practice (CP), C15 scheme is extracted from DTE Karnataka official website and presented for diploma students. The course code (15CP54T), and for exam duration, Teaching Hr/week, Practical Hr/week, Total Marks, internal marks, theory marks, duration and credits do visit complete sem subjects post given below. The syllabus PDFs can be downloaded from official website.

For all other cp 5th sem syllabus for diploma c15 scheme dte karnataka you can visit CP 5th Sem Syllabus for Diploma C15 Scheme DTE Karnataka Subjects. The detail syllabus for banking law and practice is as follows.

Pre-requisites:

Basic knowledge of Money, Banking and Business.

Course Objectives:

The students shall be able to:

1. Understand the legal relationship of the Banker and the customer.
2. Remember the legal provisions of the Negotiable Instruments.
3. Understand the legal obligation of the paying & Collecting Banker
4. know the Lending procedures followed by Bank
5. Analyse the procedure of opening of accounts of all types of Customers.
6. Adapt to latest technologies in Digital Banking.

Course Outcomes:

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UNIT-1: BANKER & CUSTOMER

Meaning of Bank-Features- Types -Functions of Commercial Banks- -Banker & Customer -General &Special Relationships.

UNIT 2: NEGOTIABLE INSTRUMENTS:

Meaning & Definition -Features -Kinds of Negotiable Instruments: Meaning, Definition & Features-Parties of Promissory Notes, Bills of Exchange, Cheque- Endorsements: Meaning, Essentials -classes of Endorsement-Holder in due course-Privilege-Dishonor-Noting & Protesting

UNIT-3 : PAYING BANKER & COLLECTING BANKER:

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UNIT-4: LENDING OPERATIONS

Principles of Bank Lending – Kinds of lending facilities such as Loans, Cash Credit, Overdraft, Bills Discounting, Letters of Credit – NPA: Meaning, circumstances & impact – regulations of priority lending for commercial banks.

UNIT-5. SPECIAL TYPES OF CUSTOMERS

Meaning, procedure and practice in opening and operating the accounts of individuals, minors, Joint account holders, Partnership firms, Joint Stock Companies with limited liability, executors and trustees, clubs and associations, Joint Hindu Family.

UNIT-6 EMERGING TRENDS IN BANKING:

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Resources:

BOOKS FOR REFERECE:

1. B.S. Raman, Law and Practice of Banking, United Publishers, Mangalore.
2. Gordon and Natarajan, Banking Law and Practice , HPH, Mumbai.
3. Tannan M.L., Banking Law and Practice of Banking in India.
4. P. Subba Rao, Bank Management .
5. Sheldon H.P. Practice and Law of Banking.
6. V. Iyengar, Introduction to Banking.
7. Kothari N.M., Law and Practice of Banking .
8. Maheshwari S.N., Banking Law and Practice.
9. Shekar K.C., Banking Theory Law and Practice.
10. Gajendra Naidu, S.K. Poddar, Law and Practice of Banking

E -BOOK FOR REFERENCE:

-Websites of Dailies and Magazines / Journals of Business, Finance and Management.

SUGGESTED STUDENT ACTIVITIES:

1. study the operating system of ATM
2. Identify the recent committee and working groups on Bank Management .
3. Learn Internet Banking and make a report on that.
4. Prepare a chart of types of Banks and its functions.
5. Collect provisions of Negotiable instruments Act.

Model Question Paper:

PART-A

(Answer any SIX Questions) 6 x 5 = 30

1. State the features of commercial Bank.
2. Explain the role of commercial Bank
3. Describe” payment in due course “. Explain its essential requirements
4. State the circumstances in which the collecting Banker becomes holder for value.
5. Give a note on Joint Account.
6. Discuss about Executors and Administrators.
7. Give a note on the following types of accounts.
1. Minor
2. Married women
8. State the advantages of ATM
9. Briefly Explain the concept of Credit cards and smart cards.

PART -B

(Answer any seven Questions) 7×10=70

1. State the meaning of a Bank. Classify the Banks and Explain the functions of each one of them
2. Explain the types of relationship that exists between Banker and customer
3. Enumerate the points which the Banker should take into consideration while paying cheques.
4. Explain the circumstances in which the Banker can dishonor a cheque.
5. Discuss in detail the statutory protection granted to the paying Banker under section 85 of Negotiable Instrument Act.
6. Briefly Explain the duties and responsibilities of collecting Banker.
7. Give an Explanatory note on the statutory protection given by the negotiable instrument Act to the collecting Banker.
8. Explain the precautions a Banker should take in opening and maintaining the accounts of a firm.
9. Explain precautions does a banker take in opening the account of a minor.
10. Discuss the various risks involved in E-banking system.

For detail syllabus of all other subjects of BE Cp, C15 scheme do visit Cp 5th Sem syllabus for C15 scheme.

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